Renters Insurance Quote Forms
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Renters Insurance Information
If you rent a home or apartment, renters insurance is essential. Accidents that occur inside your rental place can lead to high expenses. Renters insurance can limit the out-of-pocket costs you may have to pay following a covered incident.
What Is Renters Insurance?
Renters insurance is coverage that tenants commonly carry for financial protection. It typically covers damage to their personal belongings and valuables and personal liabilities. Most policies require you to pay an insurance premium to your insurance provider in exchange for financial assistance after a covered accident. The agents at Abbott Insurance Agency, LLC can help you learn more about renters insurance.
What Does Renters Insurance Cover?
Renters insurance varies among policyholders. However, some standard coverage options to include in your policy might be:
- Personal property coverage can help cover costs if personal items kept inside your dwelling are damaged by covered incidents or stolen.
- Liability coverage can help cover third-party medical expenses and property damage costs if you are responsible for their losses (e.g., someone gets injured inside the place you are renting).
- Additional living expense coverage can help pay for temporary living arrangements if you can’t live in your rental place due to accident-related damage.
Reach out to our agency to learn about policy customization options.
How Much Renters Insurance Do I Need?
When purchasing renters insurance, you should consider getting a policy that covers the total replacement value of items kept inside your rental place. Although it isn’t technically required by law, renters insurance can significantly reduce your chances of covering high costs after an accident. Some landlords and homeowners associations may require you to take out a policy.
Where Do I Find Coverage?
If you are a tenant near Minneapolis or St. Paul, Minnesota, the Abbott Insurance Agency, LLC agents are here to help you learn about renters insurance so you can decide on the right policy for the place you are renting.
Get covered today by calling our agency at 612-824-1160.