Thursday, October 7, 2021Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now: READ MORE >>
Thursday, September 9, 2021Defensive driving means that you are ready for any and all surprises on the road. In other words, being a defensive driver means driving to prevent accidents in spite of the actions of others or the presence of adverse driving conditions. READ MORE >>
Thursday, August 12, 2021Between school, budding careers and social media, Millennials keep very busy. One thing that is often far from their minds is life insurance. But there’s no better time to purchase life insurance than as a young adult. Why? READ MORE >>
Wednesday, July 14, 2021When businesses own vehicles, they need commercial auto insurance. It is a lot like the average car insurance policy, but is designed to protect a business’s investment in vehicles and employee drivers. It’s only natural that in the event of an accident involving one of these vehicles, the business might want to use their commercial auto policy to pay for vehicle repairs. READ MORE >>
Wednesday, June 2, 2021Small businesses need to get their commercial insurance benefits conveniently and affordably. One of the best ways to do that is to buy a business owners policy, also known as a BOP. These are package policies that offer several pieces of essential commercial insurance in one place, and these benefits are tailored to fit the needs of smaller operations. READ MORE >>
Thursday, May 20, 2021At a glance, home insurance seems relatively basic. It protects your physical home and your personal belongings, and can even protect you in the case of certain lawsuits. But home insurance can be a complicated beast and there are many things you may not realize are covered by your home insurance policy. READ MORE >>
Thursday, April 8, 2021Having a car wreck means damaging your vehicle, and possibly turning to your auto insurance to pay for the repairs. However, there are times when your insurer might opt to declare your car a total loss. At this time, they will provide you with a settlement to replace your vehicle (provided that you have physical damage insurance in the first place). READ MORE >>
Friday, March 5, 2021The world of insurance has its own set of vocabulary to describe its many products. To help you understand the information included in a life insurance policy, here are some basic terms. The Basics of Life Insurance Terms A Helpful Glossary of Common Policy Types and Terms READ MORE >>
Friday, January 29, 2021A BOP, also known as a business owners policy, works to combine useful coverages for small businesses in low risk industries. This type of policy can be adjusted and expanded to fit several coverages as needed by the business or business owner, but a basic BOP includes two main coverages: READ MORE >>
Thursday, December 31, 2020 Many homeowners may be surprised to find out that home insurance is not generally required by state or federal law. Although law may not demand you carry insurance does not mean you should go without, however. There are some cases in which you will be required to carry home insurance—such as if you have a mortgage on your home. READ MORE >>
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